Residential Track Speakers    
September 27 | 8:00am – 12:00pm ET

BOBBY BOYKIN, Southern Bank
Bobby has been a mortgage consultant with Southern Bank and Trust Company since 2018 and has over 42 years of experience in the mortgage industry. A fully licensed MLO, Bobby has vast experience in Conventional, VA, USDA, and FHA Mortgage Lending. Bobby is a current member of the Ram's Neuse Lions Club, the Pitt County and Winterville Chamber of Commerce, the Pitt County Home Builders Association, and the Power East BNI, and is a past President of the NC Brokers Association.


MARK CALABRIA, Cato Institute

Mark is a senior advisor at the Cato Institute. He provides strategic input and direction on the federal economic policymaking process. He previously served as director of financial regulation at the Cato Institute, where he co-founded Cato’s Center for Monetary and Financial Alternatives.

Calabria is the former director of the Federal Housing Finance Agency, which regulates and supervises Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. During his service at the agency, Calabria led the response to COVID-19, as well as laying the groundwork for the removal of Fannie Mae and Freddie Mac from government conservatorship.

Prior to his heading of the Federal Housing Finance Agency, Calabria served as chief economist to Vice President Mike Pence. In that role, he led the vice president’s work on taxes, trade, labor, financial services, manufacturing, and general economic issues, including serving as a key member of the team that enacted the Tax Cuts and Jobs Act of 2017 and on the team that crafted the United States‐​Mexico‐​Canada trade agreement. Calabria served as the vice president’s primary representative for the U.S.-Japan Economic Dialogue.

Calabria served as a senior aide to the U.S. Senate Committee on Banking, Housing, and Urban Affairs under chairs Richard Shelby and Phil Gramm. During his Senate service, he acted as the primary drafter of the Housing and Economic Recovery Act of 2008, which established a stronger regulatory framework for government-sponsored housing enterprises. He also led the banking committee’s response to Hurricane Katrina, as well as its work on the Shelby‐​Dodd Flood Insurance Reform and Modernization Act of 2008, which served as the basis for the Biggert‐​Waters Flood Insurance Reform Act of 2012.

Prior to his Senate service, Calabria served as the deputy assistant secretary for regulatory affairs in the Office of Housing at the U.S. Department of Housing and Urban Development. Calabria has also held positions with Harvard University’s Joint Center for Housing Studies, the National Association of Realtors, and the National Association of Home Builders. He holds a doctorate in economics from George Mason University.

DR. LORENZO CLAXTON, NC Field Office - Field Policy and Management, U.S. Department of Housing and Urban Development

Mr. Claxton has been the North Carolina Field Office Director for the U.S. Department of Housing and Urban Development since December 2022. In this role, he serves as HUD's liaison to mayors, city managers, state and local officials, members of Congress, private and non-profit developers, stakeholders, and customers.

Mr. Claxton began his HUD career in 2016 as a Northeast Network Regional Portfolio Management Specialist for Public and Indian Housing's new Rental Assistance Demonstration in the Newark, New Jersey Field Office. He managed the conversion of approximately 30,000 public housing units at a development cost that exceeded $2 billion. Claxton also developed standard operating procedures that included roles and responsibilities and provided training and technical assistance to housing authority executive directors, housing authority staff, and HUD employees throughout the region.

After serving as Network Regional Portfolio Management Specialist, he became a Portfolio Management Specialist in the New Orleans Field Office. During that time, he covered a variety of public housing matters ranging from operating Subsidy Grants, Capital Fund Program Grant, Section 8 Housing Choice Voucher Program, occupancy, utilization, financial audits, and the Rental Assistance Demonstration, to name a few.

Before accepting the Greensboro, NC, Field Office Director role, Mr. Claxton served as the Community Planning and Development Program Manager in the Little Rock, AR, Field Office, where he provided oversight of all Community Planning and Development programs. His wealth of knowledge and experience with HUD programs will be essential in serving the communities in North Carolina.

Before joining HUD, Mr. Claxton worked for the U.S. Department of the Army. During his time with the U.S. Department of the Army, he built relationships with real estate professionals and military personnel as the Chief Housing Services Office in Pyeontaek, South Korea where he led a diverse group of team members.

Mr. Claxton earned a B.A. in English Literature with an Emphasis in Journalism from Tougaloo College in Tougaloo, Mississippi; a Master of Public Administration with a Concentration in Healthcare Administration and Public Management from the University of Nebraska at Omaha; and a Ph.D. in Global Leadership and Organization Management from Indiana Institute of Technology. He is a life member of Tougaloo College National Alumni Association and a member of Alpha Phi Alpha Fraternity, Incorporated.

MILES HAMRICK, SR., Miles Hamrick Appraisal Services, Inc.

Miles L. Hamrick Sr., MAI, AI-GRS has worked with many lenders, investors, trusts, attorneys, financial advisors, and individuals – providing valuation and consulting services over the past 35 years. Miles has testified in superior court, federal bankruptcy court, civil court, and many legal depositions. 

Mr. Hamrick was appointed to the Gaston County, North Carolina Board of Equalization and Review in 2013, where he served as chairperson from 2016 to 2019. He currently is on the National Appraisal Institute Professional Standards and Guidance Committee, chairs the North Carolina AI Chapter Scholarship Committee and teaches Appraisal Qualifying Education at Central Piedmont Community College in Charlotte, NC. His firm operates as a boutique valuation and consulting operation, specializing in complex and oddball properties.  

Miles enjoys sharing his real-life appraisal experiences and problem-solving applications with students, clients and appraisers of all skill levels. He believes that peer networking, data sharing, and narrative discussion are key to the survival and growth of our profession.